PRIVACY POLICY

Last Updated: September 22, 2026

Nexa Mortgage (Sherief Bogdady) (“Nexa Mortgage,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the confidentiality of your personal and financial information. This Privacy Policy explains how we collect, use, protect, and disclose information when you visit our website, submit an inquiry or application, request mortgage-related services, communicate with us by phone, email, text message, or through our website, or otherwise interact with us.

Customer service is very important to us. As we continue to provide and improve our mortgage services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. We have adopted practices designed to help maintain and protect the confidentiality of customers’ nonpublic personal information.

By using our website or submitting information to us, you acknowledge the practices described in this Privacy Policy.

INFORMATION WE COLLECT

We may collect nonpublic personal information about you as reasonably necessary to provide mortgage-related services, respond to your inquiries, evaluate your requests, process transactions, and conduct our business.

The information we may collect includes:

  • First and last name
  • Mailing address and property address
  • Email address
  • Telephone number
  • Date of birth
  • Social Security number or other government-issued identification information
  • Employment and income information
  • Information regarding assets, deposits, and other financial resources
  • Credit history, credit score, and creditworthiness information
  • Mortgage, loan, and property-related information
  • Information contained in applications and supporting documentation
  • Payment history, account balances, and transaction information
  • Communications and customer-service inquiries
  • Information you voluntarily provide through our website, forms, email, telephone, or in-person communications
  • Other information reasonably necessary to provide mortgage or related services

We may also automatically collect certain technical information when you visit our website, including your IP address, browser type, device information, pages visited, referring website, and information collected through cookies or similar technologies.

SOURCES OF INFORMATION

We may collect information about you from a variety of sources, including:

  • Information you provide on applications, forms, or other documents
  • Information you provide over the telephone, by email, through our website, or during face-to-face meetings
  • Information relating to transactions with us or others
  • Consumer reporting agencies, including credit reports and credit scores
  • Employers and other parties that verify information you provide, including employment, income, or deposit information
  • Financial institutions, lenders, service providers, or other parties involved in providing or processing mortgage-related services
  • Public records and other legally permitted sources
  • Information collected automatically when you interact with our website

HOW WE COLLECT INFORMATION

We may collect information when you:

  • Complete or submit a website form
  • Request information about mortgage products or services
  • Submit or begin a mortgage application
  • Provide documents or information needed to evaluate a mortgage request
  • Contact us by phone, email, text message, or through our website
  • Communicate with us regarding your mortgage or service request
  • Schedule a consultation or appointment
  • Browse or interact with our website
  • Provide feedback or otherwise communicate with us

HOW WE USE YOUR INFORMATION

We may use the information we collect to:

  • Respond to your questions and inquiries
  • Provide mortgage-related products and services
  • Process and evaluate mortgage applications and requests
  • Verify your identity and the information you provide
  • Obtain and evaluate credit information where permitted and necessary
  • Verify employment, income, assets, deposits, and other financial information
  • Communicate with you regarding your application, transaction, or requested services
  • Provide updates, notices, and other information relating to your mortgage request
  • Process transactions and maintain appropriate business records
  • Provide customer support
  • Protect against fraud, unauthorized activity, misuse, and security incidents
  • Comply with applicable federal, state, and local laws and regulations
  • Meet legal, regulatory, licensing, reporting, and recordkeeping requirements
  • Enforce agreements and protect our rights, customers, business, and property
  • Improve our website, services, and customer experience

HOW WE SHARE INFORMATION

We do not sell or rent your personal information.

We may disclose or share personal information when reasonably necessary to provide mortgage-related services or conduct our business, including with:

  • Mortgage lenders, investors, brokers, processors, underwriters, and other parties involved in a mortgage transaction
  • Credit reporting agencies and verification providers
  • Service providers, contractors, and vendors that assist us with business operations
  • Technology, website, communications, document-management, and data-processing providers
  • Professional advisors, including attorneys, accountants, auditors, or other consultants
  • Government agencies, regulators, licensing authorities, or other entities when required or permitted by law
  • Other parties when disclosure is necessary to prevent fraud, protect our rights, enforce agreements, or protect our customers, business, or the public

Third parties that receive information from us may be subject to contractual, legal, or regulatory obligations concerning the protection and appropriate use of that information.

INFORMATION DISCLOSURE REQUIRED BY LAW

We may disclose personal or financial information when required or permitted by applicable law, regulation, legal process, subpoena, court order, governmental request, or regulatory requirement.

We may also disclose information when reasonably necessary to protect our rights, property, customers, employees, business operations, or the safety of others.

WEBSITE AND ONLINE SUBMISSIONS

By submitting information through our website, you consent to the transmission and processing of the information provided for the purposes described in this Privacy Policy and as otherwise permitted or required by applicable law.

We treat information received through our website as confidential and take reasonable measures to protect it.

However, no website, internet transmission, or electronic-storage system can be guaranteed to be completely secure.

COOKIES AND TRACKING TECHNOLOGIES

Our website may use cookies and similar technologies to operate properly, remember preferences, understand website usage, improve performance, and support analytics or other website functionality.

Cookies are small data files stored on your device when you visit a website. They may be temporary session cookies, which expire when you close your browser, or persistent cookies, which remain on your device until they expire or are deleted.

Types of cookies we may use include:

Necessary Cookies

Necessary cookies help the website function properly and enable essential website features.

Functionality Cookies

Functionality cookies may remember your preferences and help provide a more personalized website experience.

Analytics Cookies

Analytics cookies may help us understand how visitors use our website. Information collected through these technologies may be used in an aggregated or otherwise permitted manner to improve website performance and user experience.

Advertising and Third-Party Technologies

Certain third-party providers may use cookies or similar technologies in connection with website analytics, advertising, or other services. Information collected by those providers may be governed by their respective privacy policies.

You may manage or disable cookies through your browser settings. Disabling certain cookies may affect the functionality of our website.

DATA RETENTION

We retain personal and financial information for as long as reasonably necessary to provide our services, process and maintain mortgage-related records, fulfill the purposes described in this Privacy Policy, comply with legal and regulatory requirements, resolve disputes, enforce agreements, and satisfy applicable recordkeeping obligations.

Different types of information may be retained for different periods depending on the nature of the information and applicable legal or regulatory requirements.

DATA SECURITY

We use commercially reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, theft, disclosure, misuse, copying, alteration, or destruction.

Because no method of transmission over the Internet or electronic storage is completely secure, we cannot guarantee absolute security of your information.

YOUR CHOICES AND PRIVACY RIGHTS

You may choose not to provide certain information. However, certain personal or financial information may be necessary for us to respond to your inquiry, evaluate a mortgage request, provide services, or comply with applicable legal and regulatory requirements.

Depending on your location and applicable law, you may have certain rights concerning your personal information, which may include rights to request access to, correction of, or deletion of certain information.

You may contact us regarding a privacy-related request. We may need to verify your identity before completing certain requests, and some information may be subject to legal, regulatory, contractual, or other applicable limitations.

THIRD-PARTY LINKS

Our website may contain links to websites operated by third parties. We do not control and are not responsible for the content, security, or privacy practices of third-party websites.

We encourage you to review the privacy policies of third-party websites before providing personal information through those websites.

CHILDREN'S PRIVACY

Our website and mortgage-related services are not directed toward children under the age of 13, and we do not knowingly collect personal information from children under 13.

If we become aware that we have collected personal information from a child under 13, we will take reasonable steps to delete that information, subject to applicable law.

CONFIDENTIALITY OF CUSTOMER INFORMATION

We treat customer information as confidential within our business and expect our employees, contractors, and service providers to follow applicable privacy, confidentiality, and information-security requirements.

We maintain practices designed to protect the confidentiality of nonpublic personal information and limit access to information to individuals and parties with a legitimate business, service, legal, or regulatory need.

CHANGES TO THIS PRIVACY POLICY

We may update or amend this Privacy Policy from time to time by adding, deleting, or changing provisions.

Changes become effective when the revised Privacy Policy is posted on our website, unless otherwise required by applicable law.

The “Last Updated” date at the top of this Privacy Policy indicates when the policy was most recently revised.

Your continued use of our website or services after an updated Privacy Policy is posted constitutes acknowledgment of the revised policy, to the extent permitted by applicable law.

CONTACT US

If you have questions about this Privacy Policy, our privacy practices, or the handling of your personal information, please contact:

Nexa Mortgage (Sherief Bogdady)

Website: https://www.marinamortgages.com/

Phone: (678) 749-0360

Email: sheriefb@marinamortgages.com